Personal Loans
Maximum Flexibility with VITAL Federal Credit Union Personal Loans in Spartanburg, South Carolina
Personal Loans are versatile financial tools designed to help individuals cover various expenses or achieve their financial goals. These loans can be used for a wide range of purposes, including:
Vacations:
Fund your dream getaway or family vacation without draining your savings.
Emergencies:
Personal loans provide a financial safety net for unexpected emergencies, such as car repairs or urgent home repairs.
Major Purchases:
Whether it's a new appliance, electronic gadget, or any significant purchase, a personal loan can help you spread the cost over time.
And More!
Debt Consolidation:
Personal loans can be used to consolidate high-interest debts like credit card balances or multiple loans into a single, more manageable monthly payment.
Home Improvement:
Finance home renovations, repairs, or upgrades to increase the value of your property.
Medical Expenses:
Personal loans can be a lifeline for unexpected medical bills, procedures, or treatments not covered by insurance.
Weddings:
Plan your dream wedding without compromising on your vision or guest list.
At VITAL FCU, we offer flexible personal loan terms and competitive rates to empower you to achieve your financial aspirations. Our Personal Loans in Spartanburg are tailored to meet your unique needs and provide the financial support necessary to make your dreams a reality.
Whether you're looking to consolidate debt, renovate your home, invest in education, or tackle any of life's challenges, our flexible Personal Loans are here to support you every step of the way.
VITAL Federal Credit Union Personal Loan Details
Minimum loan of $500.00, maximum of $10,000.00
Flexible payments and terms to fit your needs
Payments can be set up as payroll deductions
Subject to Credit Approval.
Savings / Certificate Secured Loans
VITAL FCU Understands the Value of Keeping Your Investments in Place So They Can Continue Earning Dividends
That’s why we offer our members a Savings-Secured Loan option. With our Savings-Secured Loan, the funds in your VITAL FCU Savings Account work as collateral for you to obtain a low-interest loan. With flexible payment plans and terms, our Savings-Secured Loan is a great way to afford new financing without disturbing other investments.
View our Loan Rates to get started!
Subject to Credit Approval
*APR - Annual Percentage Rate. Subject to credit approval. Must have been a member with the Credit Union for a minimum of six (6) months to qualify. All Credit Union accounts must be in good standing when the loan closes. Minimum monthly payment for loan special would equal $79.14 for length of the term, plus a final payment of $106.54.