Auto Loans in Spartanburg, South Carolina
Finance a NEW or USED Vehicle with Vital FCU!
We want you to have the car, truck, or SUV of your dreams! When you become a member of Vital Federal Credit Union, low Auto Loan rates and easy auto financing options become just two of the many perks we offer.
Benefits of Vital FCU’s Spartanburg Auto Loans:
Rates as low as 5.29% APR* on NEW vehicles
Rates as low as 5.49% APR* on USED vehicles
Up to 100% financing
Ability to match rates from other financial institutions
Easy online application
Sign your loan documents remotely with e-signatures**
Click the button below to view our current Auto Loan rates.
*APR= Annual Percentage Rate. Our rates are subject to change. Your rate and term may vary based on individual creditworthiness. Subject to credit approval.
**You must have a valid email on file with the Credit Union in order to sign loan documents remotely.
No Auto Loan Payments for 90 Days!
Are you looking for a lower monthly Auto Loan payment? Not satisfied with the interest rate on your current Auto Loan? Refinance your Auto Loan with Vital FCU and save BIG.
You won’t have to worry about making a car payment for the first 90 days!* Find a monthly Auto Loan payment you feel comfortable with. We offer flexible terms up to 84 months and amazingly low Auto Loan rates!
*90 days no payment is eligible for NEW, USED, and refinanced auto loans. Our promotion only applies to NEW secured loans with VITAL FCU (does not apply to existing loans). Promotion postpones your first payment. Interest will still accrue from the date of loan disbursement. Promotion does not apply to any Home Equity Line of Credit (HELOC) Loans or unsecured loans. Subject to credit approval. Offer subject to change or cancel at any time.